We refinanced the house. We're re-doing the basement using some of the equity. The basement was poorly designed. Had way too much hallway, no real laundry "room", and much to Vicki's chagrin, no bathroom. That's going to be about $5,000 of it. We dragged everything upstairs into the dining area and the garage over the last week. Even have some shelving units piled up in the hallway upstairs. It's supposed to take about 5 weeks. Left $1,740 for materials this morning -- the loan won't disburse until wednesday so I had to transfer $1,000 out of savings to cover it.